Rajesh Patel, Senior Partner with New York Life.

06/18/2026

Creating a budget is the first step toward financial success. With these five easy steps, you can take control of your personal finances, work to achieve your goals, and gain the confidence to build a better future.
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06/15/2026

Gen Xers are by far the most indebted group of Americans, in large part because they have some of the highest student loan balances.

Student loan matching programs are on the books. Does your company have one?

06/15/2026

Not every breakthrough starts with a win. Sometimes it starts with refusing to let one mistake define your ability. In the fix mindset vs growth mindset conversation, that is the real dividing line. A fixed mindset says this is who I am. A growth mindset says this is where I am right now. That single change in language can open the door to better work, stronger leadership, and more consistent progress. When people believe they can develop, they usually show up differently long before the results catch up.

06/15/2026

June is Annuity Awareness Month — and a great time to revisit the power of compounding.

Think it's too late for compounding to make a difference? Think again.

Compounding means your money earns returns not just on your original investment, but also on the growth you've already accumulated. Even if you're in your 50s or 60s, time can still work in your favor.

Many people at this stage can contribute more consistently than earlier in their careers. A shorter time horizon can still support meaningful progress when contributions stay steady and earnings are reinvested.

Compounding helps build wealth over time. Certain annuities may help support asset preservation and retirement income goals. Let's talk about how these fit into your retirement strategy.

*Investments are subject to market risk including possible loss of principal.

06/12/2026

The conversation around investment and retirement is changing fast, and Gen Z is a big reason why. They are growing up in a world where long term planning matters, but so does surviving the month without losing momentum. That is why many younger adults see investing as a form of independence, not just a number on a statement. Retirement is still important, but it often feels more like freedom than a traditional milestone. They want room to pause, pivot, create, and recover from life without starting over each time. If you want to know what Gen Z thinks about investment and retirement, the answer is usually practical and personal. Build security, keep flexibility, and make the future feel worth planning for.

06/12/2026

Life insurance rarely feels urgent until you realize how much depends on it. For many people, it is one of the most important life decisions because it protects more than income. It protects plans, routines, and the breathing room people need during a hard season. That is why this is not just a financial choice, it is a care choice. The value is not in having a policy on paper, but in knowing your loved ones have support if life takes an unexpected turn. A little preparation today can remove a lot of pressure later. Sometimes the smartest move is the one that keeps others steady when everything else feels uncertain.

06/12/2026

The biggest financial mistake is treating each decision like it lives on its own. Income, saving, taxes, retirement, protection, and major life goals all affect each other. That is why holistic financial planning matters so much. It helps you see the full picture instead of reacting to one issue at a time. A good plan should support the life you want now while preparing you for what comes next. When your financial choices work together, progress feels clearer and more sustainable.

06/12/2026

A strong financial plan is not just about growing wealth. It is about creating alignment between your money and the life you are building. Holistic financial planning brings your goals, cash flow, long term priorities, and day to day decisions into one connected strategy. That kind of clarity can reduce stress and make big choices feel more manageable. Instead of asking what to do with one account or one paycheck, you start asking whether your whole plan is working for you. That shift changes everything.

06/08/2026

A high income earner needs a financial plan for one simple reason: a bigger paycheck does not automatically create lasting wealth. It is surprisingly easy for strong income to disappear into taxes, lifestyle creep, and scattered decisions. A real plan gives your money a job and your goals a direction. It helps you see what is working, what is being overlooked, and where more intention could create more freedom. Earning more should make life feel clearer, not more complicated. If your income has grown but your financial picture still feels messy, that is usually the signal. The goal is not just to make more, but to keep more and use it well.

06/08/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
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