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Here’s the part people don’t like to say out loud:SNAP is not supposed to pay for every meal you eat all month.The word ...
10/24/2026

Here’s the part people don’t like to say out loud:

SNAP is not supposed to pay for every meal you eat all month.

The word Supplemental is literally in the name.

If someone gets $296 a month, the expectation was never that taxpayers would fully fund breakfast, lunch, dinner, snacks, drinks, and everything else for 30 days.

That doesn’t mean groceries aren’t expensive. They are.

But there’s a big difference between saying “food costs are too high” and saying “government benefits should cover 100% of my food.”

At what point did “assistance” start meaning “pay for the whole thing”?

Should SNAP be a supplement—or should taxpayers be expected to cover a person’s entire monthly food bill?

I’m sorry, but calling a 3% mortgage a CURSE when people are taking out mortgages above 7% is one hell of a stretch.Are ...
10/24/2026

I’m sorry, but calling a 3% mortgage a CURSE when people are taking out mortgages above 7% is one hell of a stretch.

Are you freaking kidding me?

There are people who would LOVE to have your mortgage rate right now.

Now, I understand the argument.

You bought a house a few years ago, locked in an incredible interest rate, and now you’d like to move into something bigger, downsize, or relocate for a better job.

But the thought of giving up that 3% mortgage makes you want to throw up.

And financially, I completely understand why.

Take a $400,000 mortgage.

At 3%, your principal and interest payment is approximately $1,686 a month.

At 7.5%, that same mortgage jumps to roughly $2,797.

That’s over $1,100 MORE every month for the exact same amount of borrowed money.

Almost $13,400 a year.

So yes, I understand why someone might feel stuck.

But let’s not pretend having one of the lowest mortgage rates in modern history is some kind of financial tragedy.

You’ve got an enormous advantage over somebody trying to buy their first home today.

And here’s something else worth considering.

You don’t HAVE to move.

Sure, maybe you’d like another bedroom, a bigger garage, or a different neighborhood.

But if your current house meets your needs and you’ve got a mortgage rate that people today can only dream about, staying put might be one of the smartest financial decisions you can make.

I think we’ve gotten a little too comfortable treating every financial inconvenience like it’s some terrible hardship.

Having a 3% mortgage might make moving less attractive.

But having to decide whether you want to give up an amazing financial deal is a pretty good problem to have.

I’d have a hard time calling that a curse.

Let me explain:It’s 3% on averageBut the average includes things you probably don’t care aboutLike consumer electronics ...
10/24/2026

Let me explain:

It’s 3% on average

But the average includes things you probably don’t care about

Like consumer electronics that you buy every 5 years

The price on those may even be falling

Therefore impacting the average

But things you do care about, are going up up up.

Apparently, the government can negotiate a multimillion-dollar tax package for a giant technology company, but getting n...
10/24/2026

Apparently, the government can negotiate a multimillion-dollar tax package for a giant technology company, but getting new classroom supplies requires a third grader to sell $600 worth of chocolate.

And somehow the parents end up buying most of it anyway.

I understand why states offer tax breaks to attract big businesses. The idea is that they’ll create jobs, invest in the community, and generate economic activity.

But can we at least acknowledge how ridiculous some of this looks?

We’re talking about billion-dollar companies getting enormous tax incentives to build data centers while teachers are buying classroom supplies with their own money.

Meanwhile, parents are getting another fundraiser packet sent home asking them to sell popcorn, wrapping paper, or cookie dough.

And if you have multiple kids, congratulations! You’ve apparently been promoted to the school’s unpaid sales department.

I'm surprised Airbnb hasn't figured out how to charge guests an additional $75 for refusing to mow the lawn before check...
10/24/2026

I'm surprised Airbnb hasn't figured out how to charge guests an additional $75 for refusing to mow the lawn before checkout.

Seriously, I'm starting to think some Airbnb hosts have forgotten who's supposed to be on vacation.

You pay $300 a night, another $175 cleaning fee, a service fee, and whatever other charges they manage to squeeze in.

Then you get the checkout instructions.

Strip the beds. Start the laundry. Wash the dishes. Take out the trash. Set the thermostat. Make sure the towels are in the bathtub.

And apparently now we're renewing the owner's driver's license.

What's next? Am I supposed to pick up their dry cleaning and take their dog to the groomer on my way to the airport?

I understand leaving a rental in decent condition. I have no problem cleaning up after myself.

But if I'm paying hundreds of dollars in cleaning fees, I feel like somebody other than me should probably be doing the cleaning.

At least when I stay at a hotel, I can leave my towels on the bathroom floor without getting a three-page checkout assignment.

Although I suppose Airbnb hosts could start offering a premium package where you pay an extra $200 and they let you leave without doing their chores.

Great opportunity for small business owners and developers interested in investing in Chatham!Join the Cook County Land ...
10/23/2026

Great opportunity for small business owners and developers interested in investing in Chatham!
Join the Cook County Land Bank Authority to learn how to acquire vacant and abandoned properties, connect with lenders and developers, and explore funding opportunities and government resources for your next project.
📅 November 6, 2026
🕙 Workshop: 10 a.m.–noon
🤝 Meet one-on-one with the CCLBA team: 9–10 a.m.
📍 Aspire Center for Workforce Innovation
5500 W. Madison St., Chicago
🚗 Ample parking available.
Have your eye on a vacant property in Chatham? Bring your questions about how to identify Land Bank-owned properties and navigate the acquisition process.
Seating is limited, and registration is strongly encouraged. Scan the QR code on the flyer to register!

A bill in New York's state Assembly would require grocery stores that offer self-checkout to cut 10% from the price of e...
10/23/2026

A bill in New York's state Assembly would require grocery stores that offer self-checkout to cut 10% from the price of everything customers buy at those kiosks. Bill A11501 was filed on May 28 at the request of Assemblywoman Nikki Lucas, a Brooklyn Democrat who represents East New York. The state attorney general could sue stores that don't comply and seek restitution for shoppers.

In the bill's justification, Lucas wrote that retailers "rely on self-checkout systems to reduce staffing and operational costs," shifting work once done by employees onto customers who do it without pay. In a statement promoting the bill, she said: "For me, affordability isn't a slogan, it's a responsibility."

The bill was sent to the Assembly's consumer affairs committee and got no vote before lawmakers ended their regular session. To become law, it would have to be filed again and pass both chambers. A Forbes contributor pointed out that food retailers' average net profit margin is about 2.1%, according to the Food Industry Association, and that the bill's broad wording leaves it unclear whether stores like Walmart, Target and Costco would be covered.

Other states have gone after self-checkout in different ways. In Rhode Island, early drafts also proposed a 10% discount before lawmakers switched to limits on lanes and staffing rules; that law takes effect on Jan. 1, 2027. California, Connecticut, Massachusetts, Ohio and Washington have weighed similar limits. Some retailers are already pulling back: Dollar General has removed or converted self-checkout in about 12,000 of its roughly 20,000 stores.

Sources: New York State Assembly, NYC News Network, Post-Journal, Forbes

Chicago homeowners: Need help repairing or replacing your furnace or boiler? 🏠🔥The city’s Emergency Heating Repair Progr...
10/23/2026

Chicago homeowners: Need help repairing or replacing your furnace or boiler? 🏠🔥
The city’s Emergency Heating Repair Program provides eligible homeowners with heating repairs or replacement at no cost. Enrollment runs November 2, 2026–April 1, 2027. Funding is limited, and assistance is first come, first served.
To qualify, you must own and live in a 1–4-unit residential property within Chicago and meet household income limits. Hot water tank repairs and replacements are not covered.
📲 Apply starting November 2 by calling 311, using the CHI311 app, or visiting chicago.gov/ehrp.
Share this with a neighbor or homeowner who could use the help—and save it so you’re ready when enrollment opens!
CommunityResources StayWarmChicago

10/23/2026

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Chicago, IL

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