10/12/2026
Opened your mail to find a Social Security Overpayment Notice for $2,000 or less? Take a deep breath—you do NOT need to panic or drown in paperwork.
Many people don't know this, but under Social Security’s Administrative Waiver Tolerance Rule (POMS GN 02250.350), you can ask to have small overpayments completely waived right over the phone in just one call!
Why? Because processing detailed financial forms for small debts costs the government more in staff time than the debt itself.
Here is your quick 4-step action plan to get it resolved:
1️⃣ Get your paperwork ready: Grab your Notice of Overpayment so you have your SSN, the letter date, and exact original amount handy.
2️⃣ Call within 30 days: Call 1-800-772-1213 or your local SSA field office. Requesting a waiver within 30 days legally pauses all benefit collection actions while your request is processed!
3️⃣ Use these exact words: Tell the representative: "I am calling to request an administrative waiver of my overpayment under POMS GN 02250.350 because the original amount is $2,000 or less and I am not at fault."
4️⃣ Confirm it's paused: Ask the agent to log your request and send written confirmation of approval to your home address.
Know someone who receives Social Security benefits? Share this post with them! You could save a friend or family member hours of unnecessary stress.
Read our full blog guide for step-by-step details:
Got a Social Security overpayment notice for $2,000 or less? Don't panic and don't drown in paperwork. Advocations is in your corner.