01/01/2022
Credit Manager & Sales Manager | Magma Housing Finance career
Post #1
Position : Credit Manager (Housing Finance)
Level : Assistant Manager/ Manager/Sr. Manager
Reporting to Regional : Credit Manager
Work Location: BBSR, Chennai, Jharkhand, Agra
Experience Level : Min 3-6 years of Credit analysis experience
Purpose of the Role :
Credit Analysis of all prospective deals of Home loan and LAP Job Description
Credit Appraisal: Credit appraisal of all prospective deal
Portfolio health: Ensuring Portfolio health on basic parameters on
Delinquency and behaviour
Proactive approach: Attune with Market conditions wrt general economic activity and adverse trends, if any in the industry
Job Requirements
Adequate knowledge of various parameters for appraisal, process knowledge and Market information
Direct interaction with the FI team and customers
Seek support and guidance from seniors for resolution
Root cause analysis of delinquent accounts and taking preventive steps.
Regular visits to the fields to meet Competition, Customers and Opinion Leaders
Candidate Specifications Min 3-6 years of Credit analysis experience
Post #2
Position : Sales Manager (Housing Finance)
Level : Assistant Manager/ Manager/Sr. Manager
Reporting to : Regional Sales Manager
Work Location : BBSR, Delhi, Ahmedabad, Bhopal, Agra
Experience Range : Min 3-6 years of mortgage experience
Purpose of the Role
Primarily Revenue and volume driver of the product.
Establishing Magma brand amongst the stake holders i.e Customers, Dealers and DSA network and achieved through Proper leadership of the Sales Force.
Principal Responsibilities
Channel Management: To build long term and sustainable relationship with the Channels and maximize the leads flowing to the Company.
Disbursement Target: To achieve disbursement targets as per budget which is based on market potential and Magma’s growth aspirations.
IRR: To implement Product/customer segment/location mix leverage the strengths of Magma for maximizing IRR
Productivity: Map responsive channels to FOS and thereby ensure adequate and consistent sourcing. Lead, monitor & supervise the field sales force to improve conversions
Attraction & Retention of Talent: Identify and recruit performers from the market and ensure that capacity is built up as per budget projections through proper training and inspire the team to become highly productive thereby enabling them to maximize their incentives
Cross Selling: Aggressively pursue Insurance Conversions and other fee based income
Regular interaction with various depts. i.e. Collections, Operations, Credit and Sales team.
Team Management: Managing a team of 4-8 Field executives and DSA Candidate Specifications Min 3-6 years of mortgage experience
How to Apply : Submit resume here Credit Manager (Housing Finance) and Sales Manager
Apply : https://bfsijob.com/recent-bfsi-recruitment/magma-housing-finance/
