Vanessa Ramos-Wheeler Co.Co. County Homes & Lifestyle

02/05/2023

🎤 From May through October, our Friday Night Bites in partnership with Foodie Crew includes a concert featuring a local band. The food trucks and the live music will be on site from 5 – 9pm at Civic Center Plaza, 3231 Main Street in Oakley. Check out the dates & bands below:

• May 5th, 2023: The Real Thang Band
• June 2nd, 2023: Locked N Loaded
• August 4th, 2023: Project 4 Band
• September 1st, 2023: The Department of Rock
• October 6th, 2023: Maya Latin Roots

🎼 Guests may bring lawn chairs and blankets to enjoy their meal and concert in the park. No outside alcohol is permitted.

For more information about the concerts, contact Alicia at (925) 625-7044 or email: [email protected]

01/30/2023

Thinking about buying a Home? 🤔🏠

Step 1 - Speak to a knowledgeable Lender about your options. 💵🧾

You're welcome!! 😊❤️

01/24/2023

Weekly Mortgage Update with Margaret Ann Smethers 📉💵🏠

Last Week's Market Recap:

Mortgage rates improved slightly through the early part of the week but gave back the gains to end the week basically unchanged. Mortgage rates remain well below the high mark set back in November when most consumers were facing rates in the mid-7s.

This Week's Mortgage Forecast:

This week could see mortgage rates could creep higher ahead of next week's Fed meeting. Rates aren't likely to make any big moves, but it is possible that rates could be slightly worse to end the week unless they get help from this week's economic data. It is next week's Fed meeting that will have the strongest influence on which direction mortgage rates move next. More job cuts from tech companies, Spotify today cutting 6.0% of its workforce (600 jobs); not many compared to the 10s of thousand cuts already announced. Not sure of the total but guessing, 80K job cuts in total.

These are the three areas that have the greatest ability to impact rates this week. 1) Inflation, 2) Central Banks and 3) GDP

1) Inflation: We get the Fed's key inflation gauge on Friday with PCE as well as Personal Incomes and Spending. Will this follow the recent softening in CPI and PPI or buck the trend? The weaker this data is, the better it will be for pricing.

2) Central Banks: We get a key interest rate decision from the Bank of Canada on Wednesday, they are expected to raise by only 25BPS.

3) GDP: We get the final look at the 3rd QTR GDP and our first look at the 4th QTR GDP data on Thursday.

01/12/2023

Check out Brentwood's newest Hot Spot!!🍷🍻🥃

Enjoy lounge style seating and a chill atmosphere at Downtown’s newest addition, The Lounge on Oak!
✍🏼Reservations recommended for the conversational seating areas on Thursday, Friday & Saturday. Call to reserve.

Enjoy additional indoor & patio service on a First Come, First Served basis as well. Cheers!🍸

🎉🪩The Lounge is closed on Sundays but is taking bookings for private parties on those days.

01/04/2023

Happy 75th Birthday Brentwood!!!🥳🎉🎉🎉

💎Happy 75th Birthday Brentwood! 🎉🎂🥳💎

🎉 Join us for a community birthday party celebrating Brentwood's 75th year. Bring the family out for games, cupcakes, and the opening of the time capsule, and learn about the history of our wonderful City.

Save the Date!
📍Brentwood Community Center
Saturday, January 21, 2023
2 PM - 5 PM

01/01/2023

Wishing everyone a very Happy New Year!!! 🎉🍾🥂

12/28/2022

Here is your Weekly Mortgage Update!📈💵
Contact me with any Real Estate or Mortgage questions you may have. I am here to help! 😊

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Average mortgage rates crept a bit higher last week, although the movement wasn't much and was mainly due to low trading volumes during the end of year holidays. Mortgage rates are tied to the markets, and the low trading volume can cause a bit of choppiness for rates.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗯𝗲 𝘂𝗻𝗰𝗵𝗮𝗻𝗴𝗲𝗱 👍
The week between Christmas and New Years is usually a quiet week for mortgage rates, and we don't usually see much movement.

China lifted most of their COVID restrictions. Crude oil increasing with weather issues, Texas refineries closed and China opening. More than a third of Texas Gulf Coast refining capacity was shut over the past few days, including the two biggest plants in the US.

What a mess if you were traveling over the holiday; thousands of flights cancelled, and it won’t get better for another couple of days.

Inflation is slowing, all recent data confirms inflation has seen its worse. CPI, PPI, PCE all lower than the prior months. The Fed is still ready to keep increasing rates to push inflation back in its box at 2.0%. It is an uphill fight; inflation isn’t going to drop back to 2.00% in 2023. Mortgage rates through the first half of 2023 should hover between 6.0% and 6.5%, if rates fall below 6.0% the US will be in recession; some believe we are already there.

🗓️ 𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- This week’s economic calendar is thin with just two data points of import, Nov pending home sales on Wednesday and Dec Chicago purchasing mgrs. index on Friday.
- Holidays: Mortgage rates are tied to the performance of securities on the bond market, which was closed Monday in observance of Christmas and will close early Friday for New Years. The bond market will also be closed on Monday 12/2 for New Years. This should help mortgage rates remain basically unchanged for the week.

12/12/2022

Holiday shopping? The Streets of Brentwood has you covered! Check out our online directory to find something for everyone on your list: https://shopstreetsofbrentwood.com/directory/category

12/05/2022

Santa clause is coming to Digger’s Diner Brentwood 🎅🏼 Come down for brunch with Santa and enjoy a photo opportunity. We will also be raffling off some really cool prizes 😎 only for good boys and girls of course. See you here 🎄

12/03/2022

Bring your pet for Photos with Santa in The Streets of Brentwood during the following Mondays, 4pm–closing: Nov. 28, Dec. 5, 12, & 19! 🎅 🐾 📸

12/01/2022