Ashish Mishra

Ashish Mishra Officer in LIC Of India
Recruits LIC Advisors in Varanasi
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Let’s see how well you understand insurance info:Premiums and deductibles are the same thing.
08/02/2026

Let’s see how well you understand insurance info:

Premiums and deductibles are the same thing.

Perils, premiums, deductibles — oh my!With the relentless rise in medical costs, it’s more important than ever to have i...
05/02/2026

Perils, premiums, deductibles — oh my!

With the relentless rise in medical costs, it’s more important than ever to have insurance coverage to protect you from an unexpected expense.

So for all you insured folks out there, we want to know:

What’s the biggest expense medical insurance has spared you from?

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of...
03/02/2026

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of course, crippling debt.

So you’re thinking about buying private health insurance, but still haven’t figured out if it’s right for you. It’s OK —...
01/02/2026

So you’re thinking about buying private health insurance, but still haven’t figured out if it’s right for you.

It’s OK — we can help with that!

There are several factors to consider when it comes to making such a decision — so here are some of the pros and cons to get you started :)

Pros of private health insurance:

-It can cover unexpected medical costs, such as surgery, hospitalization, and other life-saving care.
-Private coverage often gives you more options for treatment
-Some private plans let you choose your own doctor
-Wait times are often shorter

Cons of private health insurance:

-Many private policies come with steep monthly premiums
-Comprehensive policies have higher deductibles
-Most insurance policies don’t cover all diseases and conditions, so you might not be completely covered.

It’s a lot to think about — so if you need some help weighing your options, just leave us a comment down below or send us a message and we’ll point you in the right direction :)

At this point, you’ve probably heard of health insurance and life insurance — but did you know they’re not the same thin...
29/01/2026

At this point, you’ve probably heard of health insurance and life insurance — but did you know they’re not the same thing?

Shocking, we know ;)

Allow us to clear up any confusion:

Health insurance helps cover medical costs such as hospitalizations, surgeries, doctor’s visits, and prescription medications.

Ideally, you’ll want a plan that covers 100% of the costs of hospitalization, and 80% of the costs of medications and doctor’s visits.

Life insurance, on the other hand, provides for your family or some other named beneficiary in the event of your death.

There are two general types of life insurance available:

1) Term insurance: which only provides coverage during the term of the policy — and only pays off following the insured’s death.

2) Whole-life insurance: which provides savings and insurance — and can be collected by the insured before death.

We hope this helps!

If you have any questions or you’d like to learn more about your insurance options, feel free to reach out :)

“Buying life insurance is like fixing a leak in your roof — the longer you wait, the more expensive it gets.” - UnknownL...
27/01/2026

“Buying life insurance is like fixing a leak in your roof — the longer you wait, the more expensive it gets.” - Unknown

Looking to invest in some life insurance coverage? Want to know more about the services we have to offer?

Send us a message or drop a comment down below and we’ll be happy to share our knowledge 🧠

It may seem obvious — but did you know that home insurance and rental insurance aren’t the same thing?Well, in case you ...
25/01/2026

It may seem obvious — but did you know that home insurance and rental insurance aren’t the same thing?

Well, in case you didn’t, allow us to clear up the confusion:

To put it simply, home insurance provides coverage for damages and losses due to unexpected perils like theft, flooding, or fire.

It’s for people who own their house or apartment — and covers both the physical structure of their home and the personal belongings inside.

Rental insurance, on the other hand, provides coverage for losses and damages to a renter’s personal property — not for the building itself.

So know the difference, and pick the right policy to make sure you’re covered either way!

Contrary to popular belief, insurance can be pretty… cinematic.So we want to know: what is your favorite movie about ins...
22/01/2026

Contrary to popular belief, insurance can be pretty… cinematic.

So we want to know: what is your favorite movie about insurance 🤔

We’ll go first: The Rainmaker

There’s a lot to think about when it comes to picking the perfect policy 🤔
20/01/2026

There’s a lot to think about when it comes to picking the perfect policy 🤔

Navigating health insurance plans can be a daunting task. The terminology is confusing, policy breakdowns are hard to fo...
18/01/2026

Navigating health insurance plans can be a daunting task.

The terminology is confusing, policy breakdowns are hard to follow, and the stakes are awfully high.

So to make the selection process easier, here are a few things for you to consider:

1) Your employer’s plan may not be the best deal

This is because group insurance premiums are based on the group’s average health — so if you’re healthy as a horse, you might find a cheaper plan or one with more benefits.

2) The lowest premium plan may not be cheaper in the long run

Low premiums are tempting, we get it! But when it comes to medical emergencies, premiums might not even be the most significant cost.

After all, plans with lower monthly fees tend to make up the difference elsewhere — usually with a high out-of-pocket deductible!

3) But don’t avoid high-deductible plans either

If you maintain your health and have the means to cover the expenses, higher deductibles can actually save you a lot of money in the long run!

There’s a lot to think about when it comes to picking a health care plan — so if you’d like to discuss it further, drop a comment below or send us a message :)

So you’ve decided to invest in some insurance, but don’t know what your options are?Look no further!We are proud to offe...
15/01/2026

So you’ve decided to invest in some insurance, but don’t know what your options are?

Look no further!

We are proud to offer our services to you.

Just send us an email or leave a comment below and we’ll get the process started :)

This one hits a little too close to home…What do hospital gowns and insurance policies have in common? You’re never cove...
13/01/2026

This one hits a little too close to home…

What do hospital gowns and insurance policies have in common?

You’re never covered as much as you think you are 😢

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