29/09/2026
The RBA has raised the cash rate again, marking the fourth increase this year!
This decision may feel surprising.
Borrowing has slowed, unemployment has risen and many households are already being more cautious with spending.
However, inflation is proving harder to bring under control than expected.
While demand has eased in parts of the economy, spending remains resilient in some areas and ongoing cost pressures, including energy, services and global supply costs, are continuing to keep prices elevated.
For mortgage holders, this month’s increase may mean higher repayments if lenders pass the increase on.
For buyers and investors, it may also affect borrowing capacity.
If it has been some time since we reviewed your lending, now may be a good time for a conversation.
Speak with us to review your current rate, loan structure and the options available across the market.
Disclaimer: We recommend that you consider whether the information is appropriate for your circumstances.
